Posted on

Credit Lack – Low-income people

  The more funds a person has, the less he needs to borrow and the bigger sucker he has to lend to someone else. And in this way, even those who have little money usually borrow and then have less money, but those who have a lot of money, they give that money to others […]

Posted on

Credit without credit history

Credit without credit history is only possible if the credit has never been taken, ie if you have taken a loan, whether it was one, three or five times, you have a credit history. In simple words, if you want to get a credit without a credit history, you simply should not take it, otherwise […]

Posted on

What if credit payments are higher than income?

True, in reality, such as a situation is only possible if the solvency or creditworthiness of a potential client is not checked, because, for example, bank lenders do not issue any kind of loan that their monthly payment exceeds 40% of a person’s monthly income. For example, if the monthly payment is 100 EUR, but […]