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Save, what is its importance? | Credits

We all have goals in life, to achieve them it is necessary to get down to work, so we will tell you what is the importance of saving. Maybe we should start with something as basic as saving. When we refer to savings, we talk about the accumulation of money on a regular basis. A […]

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Credit Lack – Low-income people

  The more funds a person has, the less he needs to borrow and the bigger sucker he has to lend to someone else. And in this way, even those who have little money usually borrow and then have less money, but those who have a lot of money, they give that money to others […]

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Credit without credit history

Credit without credit history is only possible if the credit has never been taken, ie if you have taken a loan, whether it was one, three or five times, you have a credit history. In simple words, if you want to get a credit without a credit history, you simply should not take it, otherwise […]

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What if credit payments are higher than income?

True, in reality, such as a situation is only possible if the solvency or creditworthiness of a potential client is not checked, because, for example, bank lenders do not issue any kind of loan that their monthly payment exceeds 40% of a person’s monthly income. For example, if the monthly payment is 100 EUR, but […]

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Impact of the budget agreement on saver and investor | Debts

The government has had an agreement since 26 July on a renewed tax system and a series of socio-economic reforms. What is foreseen in the so-called summer agreement for savers and investors and what will the consequences be for your portfolio? An overview of some important novelties. Tax on securities accounts The first major novelty […]